While there isn't one definitive "paper" with that exact title, finding the right workers' compensation insurance typically involves navigating three main "paths" based on your state's laws and business size. 1. Private Carriers (The Most Common Path)
: In North Dakota , Ohio , Washington , and Wyoming , you must buy insurance through the state-operated fund. Private insurance is not allowed. where to buy workers compensation insurance
: Major players include Travelers (the largest U.S. underwriter), The Hartford, and Allstate . While there isn't one definitive "paper" with that
Depending on where your business is located, you might use a state fund: you might use a state fund: