Vpw.7z.008

: Introduce VPW as a retirement spending strategy that adjusts annual withdrawals based on the retiree's current portfolio balance, age, and asset allocation.

: Explain that its primary goal is to maximize spending during retirement without the risk of prematurely depleting the portfolio. 2. How VPW Works VPW.7z.008

: Theoretically, because you are only taking a percentage of what remains, you can never hit a zero balance. : Introduce VPW as a retirement spending strategy