Buy Real Estate - Using Solo 401k To
: All purchase costs, property taxes, maintenance, and repairs must be paid directly from the Solo 401k bank account .
: You cannot perform repairs or renovations yourself; all work must be done by unaffiliated third-party contractors paid by the plan. Unique Solo 401k Advantages using solo 401k to buy real estate
: The property must be held strictly for investment. You cannot live in it, use it as a vacation home, or allow "disqualified persons" (like a spouse, children, or parents) to use it. : All purchase costs, property taxes, maintenance, and
: All rental income or proceeds from a sale must flow directly back into the Solo 401k plan. You cannot live in it, use it as
Using a Solo 401k to buy real estate is a legal strategy for self-employed individuals to invest in physical property while maintaining tax-advantaged growth. To qualify, you must be a business owner or independent contractor with no full-time employees other than a spouse.