: While $0-down options exist, a down payment of 10% to 20% is often recommended. This reduces the lender's risk and can potentially lower your interest rate by 1–3%.
: Obtain free credit reports from the major bureaus to identify and dispute errors that might be unfairly dragging down your score. trying to buy a car with bad credit
When your credit score is low, lenders view you as a higher risk, which they mitigate by charging significantly higher interest rates. : While $0-down options exist, a down payment