Therapists Insurance May 2026

There is ongoing tension regarding session lengths. While many clinicians are trained for 50–60 minute sessions, some insurers favor shorter 45-minute blocks to control costs, sometimes leading to audits or claim denials for therapists who consistently bill for longer sessions. The Rise of Middlemen

For a therapist, professional liability insurance (also called ) is the essential safety net. Providers like Hiscox and Howden offer tailored policies to cover the specific risks of the "talking cure." therapists insurance

Necessary if a client is physically injured at the therapist’s office (e.g., a slip and fall). There is ongoing tension regarding session lengths