Savings Account -

Users can toggle an "Extra Income" sensor. When a deposit 20% larger than a typical paycheck hits (like a bonus, tax refund, or Venmo reimbursement), the app prompts: "You just received a windfall! Move 30% to your 'Safety Net'?"

Users are less likely to switch banks once they have a personalized, automated system tracking their financial security. savings account

The app scans the last 90 days of transactions to determine the "Burn Rate." Users can toggle an "Extra Income" sensor

Once the "Safety Net" is full, the app suggests opening a higher-yield Investment Bucket for any overflow. Business Value or Venmo reimbursement)