: 0% for homes in designated rural and suburban areas.
: No monthly mortgage insurance (PMI) and competitive interest rates. USDA Loans (Department of Agriculture) : programs to help buy a home
: First-time buyers or those with lower credit scores. : 0% for homes in designated rural and suburban areas
: FHA loan limits in 2026 increased in most counties, providing up to $40,000 more in purchasing power. VA Loans (Department of Veterans Affairs) : providing up to $40
: 0% for eligible veterans, active-duty members, and surviving spouses.