This is the simplest "analog-to-digital" bridge. You can walk into a grocery store or pharmacy with physical cash and buy gift cards for specific retailers like .

Technically, these are cards, but they aren't tied to a credit line or a permanent bank account. You can buy a or Bluecone card at a retail store, load it with cash at the register, and use it immediately. It’s a great way to "firewall" your spending—you can only spend what you’ve manually loaded. 6. Digital Wallets & Crypto

Apps like often allow you to link a bank account instead of a card. Some of these services generate a "one-time use" virtual card number for your purchase. You pay the first installment (usually 25%) via bank transfer, and the rest is automated. 5. Prepaid "Debit" Cards