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Agencies like the CFPB and the FTC (specifically the CARS Rule) are increasing transparency and disclosure requirements, which can increase compliance costs.

Top-tier independent dealers have historically reported over $1.2 million in annual pre-tax profit. how profitable are buy here pay here lots

At the end of 2025, 60+ day delinquencies reached an all-time high of 6.65% . Agencies like the CFPB and the FTC (specifically