Finally, at the closing table, Sarah and Mike had to "prepay" for certain future expenses:
: They paid $300–$500 for a pro to crawl through the attic and check for leaks. This was an out-of-pocket cost paid directly to the inspector . fees when buying a house
: The lender charged a fee to process and "underwrite" their mortgage application, often starting at 0.5% to 1% of the loan . Finally, at the closing table, Sarah and Mike