Credit Check — For

: Landlords use your credit history to assess the risk of non-payment or lease defaults.

: Many insurers use credit-based insurance scores to help set your premiums for auto or home coverage. Hard vs. Soft Credit Checks credit check for

It is critical to know which type of check is being performed, as they impact your credit score differently: What Is a Soft Credit Check? Soft Pull vs. Hard Pull : Landlords use your credit history to assess

A credit check, also known as a credit pull or inquiry, occurs when a business or individual reviews your credit report to evaluate your financial reliability. Common Reasons for a Credit Check credit check for