: Available to veterans and active-duty military, these often have no minimum credit score by rule, though many lenders accept scores in the 580 range without requiring a down payment.
: Niche lenders offer custom programs that accept scores below 580, though these typically come with higher interest rates and fees. 2. Houston & Harris County Assistance Programs buying a house in houston with bad credit
Several local initiatives help cover down payments and closing costs for buyers with lower credit scores. : Available to veterans and active-duty military, these
: These are the most common for lower scores, accepting down payments as low as 3.5% for scores of 580+ and 10% for scores as low as 500 . Houston & Harris County Assistance Programs Several local
: Designed for rural and some suburban areas near Houston, these require a 580 minimum credit score for a $0 down payment.
Buying a House with Poor Credit in Houston: Make It Possible
