Some no-contract carriers now allow you to pay for a phone in installments, though they may require a credit check or a "lease-to-own" agreement. Mint Mobile
Offers no-interest financing on unlocked phones for up to 18–24 months. buy phone pay monthly no contract
Use the Apple Card to pay for an iPhone in 24 monthly installments at 0% APR. Some no-contract carriers now allow you to pay
Major retailers offer their own monthly payment plans for unlocked devices that work on any network. buy phone pay monthly no contract
At checkout for many stores like Target or Apple, you can choose "Pay Monthly" to split costs over 6–24 months. 3. Prepaid Carrier Payment Plans