Ideal for those with bankruptcy or repossession history.

Buying a car with "Buy Here Pay Here" (BHPH) financing is a unique way to get on the road when traditional banks say no. Instead of a lender, you pay the dealership directly. What is Buy Here Pay Here? The dealer is also the lender. No middleman: No banks or credit unions involved. Credit-blind: Most dealers focus on income, not scores.

Not all BHPH dealers report your on-time payments to credit bureaus. If your goal is to , ask the dealer specifically if they report to Equifax, Experian, or TransUnion before you sign. If you'd like to move forward, tell me: What city or state are you looking in? What is your monthly budget for a payment?