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: Annual Percentage Rates (APRs) at these dealerships frequently range from 15% to 25% or more, significantly higher than the 11-19% typically seen for used car or subprime loans.

Highly rated by users for negotiating down payments and providing fast, same-day approval. Chacon Autos Used car dealer Closed13581 US-183 #100 buy here pay here austin

Known for a "Where Your Word Is Your Credit" philosophy and reasonable down payments. : Annual Percentage Rates (APRs) at these dealerships

: Many BHPH lots do not report on-time payments to major credit bureaus, meaning borrowers may not see any improvement in their credit score despite consistent repayment. Local Options and Regulation Austin is home to several well-known BHPH establishments: Discovery Auto Sales Used car dealer Closed8140 N Lamar Blvd buy here pay here austin