: $5,000 per accident (subject to a $200 deductible). Key Market Trends and News
: Research from the Consumer Federation of America indicates significant racial premium gaps and unaffordability, with drivers in certain ZIP codes paying much higher rates based on credit history rather than driving record alone. Finding Affordable Coverage auto insurance washington d.c.
: As of April 2026, the D.C. Council is considering legislation that would more than double mandatory minimums to $50,000 per person and $100,000 per accident for bodily injury to ensure crash victims are adequately protected. : $5,000 per accident (subject to a $200 deductible)
: $25,000 per person / $50,000 per accident. Property Damage Liability : $10,000 per accident. Council is considering legislation that would more than
While costs are high, some providers offer more competitive rates for D.C. residents:
: The Zebra notes USAA often provides the lowest overall rates for eligible members, averaging $642 per year in some datasets.