Auto Insurance New Jersey May 2026

$15,000 minimum (can be increased up to $250,000).

New Jersey operates under a , meaning your own insurance typically pays for your medical expenses regardless of who caused the accident. For a Standard Policy renewing in 2026, the law now mandates the following minimums: auto insurance new jersey

$35,000 per person and $70,000 per accident. Property Damage Liability: $25,000 per accident. $15,000 minimum (can be increased up to $250,000)