Laws: Arkansas Bankruptcy

Arkansas state law provides specific protections for a single vehicle, necessary household goods, and retirement accounts.

As of 2026, the standard filing fee is $338 for Chapter 7 and $313 for Chapter 13 . If your income is below 150% of the federal poverty level, you may apply for a fee waiver . arkansas bankruptcy laws

Some individuals find the federal exemption list more favorable, especially if they do not own a home but have other high-value personal assets. Mandatory Filing Requirements Arkansas state law provides specific protections for a

To initiate a case in Arkansas, you must meet several administrative and legal hurdles: necessary household goods

Immediately upon filing, an "automatic stay" goes into effect, which legally prohibits creditors from calling, suing, or continuing wage garnishments against you. Non-Dischargeable Debts